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Bank bonuses in California

Offers that list California, then offers with no state limit stated.

• BMO

  Checking

  AdvertisedUp to $600·Estimated net$600

  AI summaryOpen BMO checking with the promo code and earn $100 each month, for up to six months, that you get $1,000+ in direct deposits.

  • Hold ~221 days
  • Ends Dec 15
  • 14 states

• North Shore Bank

  Checking

  AdvertisedUp to $400·Estimated net$400

  AI summaryOpen checking with the promo code and earn $40 each month you spend $100 on the debit card or get $500 in direct deposits.

  • Hold ~364 days
  • Ends Nov 7
  • Direct deposit alternative

• U.S. Bank

  Checking

  AdvertisedUp to $450·Estimated net$450

  AI summaryOpen Smartly Checking, enroll in online banking, and get two or more direct deposits totaling $2,000+ within 90 days.

  • Hold 120 days
  • Ends Nov 10

• E*TRADE (Morgan Stanley Private Bank)

  Savings

  Advertised$200·Estimated net$200

  AI summaryOpen Premium Savings with the promo code, add $20,000 of new money in 30 days, and keep it in for 45 more days.

  • Hold 75 days
  • Est. effective yield 5%
  • Ends Nov 30
  • No direct deposit

• Connexus Credit Union

  Checking

  AdvertisedUp to $300·Estimated net$300

  AI summaryOpen Xtraordinary Checking, use the debit card, get a $500 monthly deposit, and keep $5,000 to $15,000 in for two months.

  • Hold ~60 days
  • Est. effective yield 12%
  • Ends Dec 20
  • Direct deposit alternative

• Visions Federal Credit Union

  Checking

  AdvertisedUp to $500·Estimated net$500

  AI summaryJoin Visions, open Flex Checking, and get two or more recurring direct deposits totaling $1,000+ within 90 days.

  • Hold 90 days
  • Ends Dec 31

• Bankers Trust

  Checking

  Advertised$400·Estimated net$220

  

  Heads up: fees cut this by $180$15/mo maintenance × 12

  AI summaryOpen checking in a branch, make 25 debit transactions and two $200+ deposits within 60 days. A $400 fee applies if closed within a year.

  • Hold 365 days
  • Ends Dec 31
  • Direct deposit alternative

• Navy Federal Credit Union

  Checking

  Advertised$400·Estimated net$400

  AI summaryJoin Navy Federal with the promo code, open checking by Dec 31, and set up direct deposit by Apr 30, 2027. Military community only.

  • Hold ~271 days
  • Ends Dec 31
  • Direct deposit alternative

• Bask Bank

  Checking + Savings

  AdvertisedUp to $300·Estimated net$300

  AI summaryOpen Bask savings and checking, keep $10,000+ in savings, and add $2,500 a month to checking, for up to six months.

  • Hold ~180 days
  • Est. effective yield 6%
  • Ends Dec 31
  • Direct deposit alternative

• PSECU

  Checking + Savings

  Advertised$300·Estimated net$300

  AI summaryJoin PSECU with the promo code, open savings and checking, and get two $500+ payroll direct deposits within 100 days.

  • Hold 145 days
  • Ends Dec 31

• Percapita

  Checking

  AdvertisedUp to $300·Estimated net$300

  AI summaryOpen a Cash Account and earn $25 for each month in your first year that you spend $300+ with the debit card.

  • Hold ~375 days
  • Ends Dec 31
  • No direct deposit

• PNC

  Checking

  AdvertisedUp to $400·Estimated net$400

  AI summaryOpen Virtual Wallet online or in a branch and get $500+ (or $5,000+ for Performance Select) in direct deposits within 60 days.

  • Hold 150 days
  • Ends Jan 7

• Citi

  Checking

  Advertised$325·Estimated net$325

  AI summaryOpen Citi Regular Checking, enroll in the offer, and get $3,000+ in direct deposits within 90 days.

  • Hold 120 days
  • Ends Jan 11
  • Direct deposit alternative

• Chase

  Checking

  AdvertisedUp to $900·Estimated net$900

  AI summaryOpen Chase Total Checking and get $2,500+ in direct deposits within 90 days; bigger deposits ($5,000 or $10,000+) earn a bigger bonus.

  • Hold 105 days
  • Ends Jan 27

• Chase

  Checking + Savings

  AdvertisedUp to $900·Estimated net$900

  AI summaryOpen Chase checking and savings together, get a direct deposit, and keep $15,000 in savings for 90 days.

  • Hold 90 days
  • Est. effective yield 24%
  • Ends Jan 27
  • No direct deposit (one part)

• Bank of America

  Checking

  AdvertisedUp to $500·Estimated net$500

  AI summaryOpen an eligible checking account through the offer page and get $2,000+ in direct deposits within 90 days.

  • Hold 150 days
  • Ends Jan 31

• SoFi

  Checking + Savings

  AdvertisedUp to $400·Estimated net$400

  AI summaryOpen SoFi Checking and Savings and get $1,000+ in direct deposits within 25 days.

  • Hold ~35 days
  • Ends Dec 31

• Capital One

  Savings

  AdvertisedUp to $1,500·Estimated net$1,500

  AI summaryOpen 360 Performance Savings with the promo code, add $20,000+ of new money within 15 days, and keep it in for 90 days.

  • Hold 105 days
  • Est. effective yield 5%
  • No direct deposit

• 4Front Credit Union

  Checking

  Advertised$400·Estimated net$400

  AI summaryJoin 4Front, open Straight4ward Checking, and for three months log in, deposit $500, use eStatements and make 15 card purchases.

  • Hold ~92 days
  • No direct deposit

• MIDFLORIDA Credit Union

  Checking

  AdvertisedUp to $400·Estimated net$400

  AI summaryOpen Free Checking and get $2,000+ (or $4,000+) in direct deposits plus 20 (or 40) debit purchases within 75 days.

  • Hold 90 days

• Bank of Hawaii

  Savings

  AdvertisedUp to $300·Estimated net$300

  AI summaryOpen a savings account, add $5,000 to $20,000 of new money in 30 days, and keep it in through day 90.

  • Hold 90 days
  • Est. effective yield 6%
  • No direct deposit

• Numerica Credit Union

  Checking

  Advertised$300·Estimated net$300

  AI summaryJoin Numerica, open Bonus Checking, use eStatements, and make 12+ card transactions a month for two months in a row.

  • Hold ~101 days
  • No direct deposit

• SouthState Bank

  Checking

  Advertised$300·Estimated net$290

  AI summaryOpen SouthState checking with the promo code, make 15 debit purchases, and get $250 in direct deposits or a $25 auto draft within 60 days.

  • Hold ~63 days
  • Direct deposit alternative