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Chase: up to $900 bonus

Chase Total Checking · Checking

AI summary Open Chase Total Checking and get $2,500+ in direct deposits within 90 days; bigger deposits ($5,000 or $10,000+) earn a bigger bonus.

Up to $900Advertised bonus
$900Estimated net bonus
$0Account feesfee waived by meeting offer terms (per bank)
105 daysHold period
Jan 27, 2027Ends

Janet read the fine print. By her math, no fees come out of this one.

Steps

  1. Open Chase Total Checking
  2. Get $2,500+ in direct deposits within 90 days; bigger deposits ($5,000 or $10,000+) earn a bigger bonus

Bank's terms

All details from the bank's page
Requirements
Open a new Chase Total Checking account with the offer code. Bonus tier is set by total qualifying direct deposits within 90 days of offer enrollment: $2,500-$4,999.99 = $425; $5,000-$9,999.99 = $600; $10,000+ = $900.
Account fees
Account fees: $0, fee waived by meeting offer terms (per bank). Monthly Service Fee: $15 a month × 3 – waived (first two statement periods free; $0 with $500+ in electronic deposits, met by the offer's $2,500+ direct deposits). Counted over 105 days (hold period, 105 days).
Estimated net bonus
Estimated net bonus $900 ($900 minus $0 fees)
Hold period
Direct deposits count for 90 days after opening; the bonus posts within 15 days after that, and the account must be open at payout. For the estimate: 105 days (90-day direct deposit window plus up to 15 days to pay; open at payout).
Estimated effective yield
No deposit has to stay in the account, so there is no estimated effective yield; the hold is how long the account must stay open.
Direct deposit
Required ($2,500+ total)
Deposit / balance
not stated
Time to complete
90 days (as stated)
Payout
Within 15 days after completing requirements
Keep open / early close
Account must not be closed or restricted at the time of payout. No other early-close term stated.
Eligible states
not stated
Lookback rule
Not for existing Chase checking customers, or accounts closed within 90 days or closed with a negative balance within the last 3 years. One new checking bonus every two years from the last coupon enrollment date.
Deadline
Jan 27, 2027

Source: www.chase.com/personal/offers/checking-tier · Last verified Nov 1, 2026, 1:06 AM CT · How we estimate

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