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SouthState Bank: $300 bonus

SouthState personal checking (promo code 300BONUS) · Checking

AI summary Open SouthState checking with the promo code, make 15 debit purchases, and get $250 in direct deposits or a $25 auto draft within 60 days.

$300Advertised bonus
$290Estimated net bonus
$10Account feesover 63 days
~63 daysHold period
Not statedEnds

Janet read the fine print. Fees nibble $10 off the top.

Instead of direct deposit: A $25 automatic draft counts.

Steps

  1. Open SouthState checking with the promo code
  2. Make 15 debit purchases
  3. Get $250 in direct deposits or a $25 auto draft within 60 days

Bank's terms

All details from the bank's page
Requirements
Open a new SouthState personal checking account with promo code 300BONUS. Within 60 days: make 15+ debit card purchases/payments, and have $250+ in direct deposits OR one or more preauthorized automatic drafts of $25+.
Account fees
Account fees: $10 over 63 days. Monthly maintenance charge: $5 a month × 2 = $10 ($0 if enrolled in eStatements (per bank); the offer does not require eStatements). Counted over 63 days (hold period, about 63 days).
Estimated net bonus
Estimated net bonus $290 ($300 minus $10 fees)
Hold period
Requirements run 60 days from opening; the bonus posts within 2 business days after that. For the estimate: about 63 days (60-day qualifying period plus 2 business days to post).
Estimated effective yield
No deposit has to stay in the account, so there is no estimated effective yield; the hold is how long the account must stay open.
Direct deposit
Not strictly required ($250 direct deposit OR a $25 automatic draft) – alternative allowed: A $25 automatic draft counts
Deposit / balance
$25 in a branch; no minimum online
Time to complete
60 days (as stated)
Payout
Within 2 business days after the 60-day qualifying period
Keep open / early close
not stated
Eligible states
not stated
Lookback rule
Not for current SouthState personal checking owners or anyone who was an owner in the past 12 months. Not for anyone who previously received a SouthState personal checking bonus.
Deadline
not stated (bank may change or end the offer at any time)
State note
The bank says residency restrictions may apply.

Source: www.southstatebank.com/offers/300-bonus · Last verified Nov 1, 2026, 1:09 AM CT · How we estimate

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