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Chase: up to $900 bonus
Chase Total Checking + Chase Savings · Checking + Savings
AI summary Open Chase checking and savings together, get a direct deposit, and keep $15,000 in savings for 90 days.
Up to $900Advertised bonus
$900Estimated net bonus
$0Account feesfee waived by meeting offer terms (per bank)
90 daysHold period
24.3%Estimated effective yield$900 on $15,000 for 90 days
Jan 27, 2027Ends
Janet read the fine print. By her math, no fees come out of this one.
No direct deposit for: $200 savings bonus only; the checking parts need a direct deposit.
Steps
- Open Chase checking and savings together
- Get a direct deposit
- Keep $15,000 in savings for 90 days
All details from the bank's page
- Requirements
- Checking ($300): open Chase Total Checking and get a direct deposit within 90 days of offer enrollment. Savings ($200): deposit $15,000+ in new money within 30 days and keep a $15,000 balance for 90 days from enrollment. Extra $400: open both at the same time and complete both sets of requirements.
- Account fees
- Account fees: $0, fee waived by meeting offer terms (per bank). Checking Monthly Service Fee: $15 a month × 3 – waived ($0 with a $5,000+ average balance including linked deposits, met by the $15,000 savings balance); Savings Monthly Service Fee: $5 a month × 3 – waived ($0 with a $300+ daily balance, met by the $15,000 balance). Counted over 90 days (90-day hold).
- Estimated net bonus
- Estimated net bonus $900 ($900 minus $0 fees)
- Hold period
- Keep $15,000+ in the new savings account for 90 days from offer enrollment (deposit it within 30 days). For the estimate: 90 days (90 days from enrollment).
- Estimated effective yield
- Estimated effective yield 24.3% ($900 on $15,000 for 90 days; tier: checking + savings together, also needs a direct deposit to checking). Headline tier. Other tiers: 5.4% ($200 on $15,000; tier: savings only).
- Direct deposit
- Required for the checking part – no direct deposit needed ($200 savings bonus only; the checking parts need a direct deposit)
- Deposit / balance
- $15,000 new money for the savings part
- Time to complete
- 90 days (as stated)
- Payout
- Within 15 days after completing requirements
- Keep open / early close
- Account must not be closed or restricted at the time of payout. No other early-close term stated.
- Eligible states
- not stated
- Lookback rule
- Not for existing Chase checking (or savings) customers, or accounts closed within 90 days or closed with a negative balance within the last 3 years. One new checking and one new savings bonus every two years from the last coupon enrollment date.
- Deadline
- Jan 27, 2027
Source: www.chase.com/personal/offers/checking-and-savings · Last verified Nov 1, 2026, 1:06 AM CT · How we estimate
More: Chase · $500 and up