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E*TRADE (Morgan Stanley Private Bank): $200 bonus

Premium Savings Account (promo code SAVE200) · Savings

AI summary Open Premium Savings with the promo code, add $20,000 of new money in 30 days, and keep it in for 45 more days.

$200Advertised bonus

$200Estimated net bonus

$0Account feesno monthly fee stated

75 daysHold period

4.9%Estimated effective yield$200 on $20,000 for 75 days

Nov 30, 2026Ends

Janet read the fine print. By her math, no fees come out of this one.

No direct deposit needed.

Steps

All details from the bank's page

Requirements: Open a new Premium Savings Account on etrade.com by Nov 30, 2026 with promo code SAVE200. Deposit $20,000+ in net-new funds within 30 days of opening, then keep an average daily balance meeting the minimum for 45 days (days 31-75).
Account fees: Account fees: $0 (the bank states no monthly fee). Counted over 75 days (through day 75).
Estimated net bonus: Estimated net bonus $200 ($200 minus $0 fees)
Hold period: Keep the minimum average daily balance from day 31 for 45 days (through day 75 after opening). For the estimate: 75 days (30-day deposit period + 45-day maintenance period).
Estimated effective yield: Estimated effective yield 4.9% ($200 on $20,000 for 75 days; tier: $20,000+). Headline tier.
Direct deposit: Not required – no direct deposit needed
Deposit / balance: $20,000+ net-new funds
Time to complete: 75 days (as stated)
Payout: not stated
Keep open / early close: Account must be open and in good standing to receive the bonus. No other early-close term stated.
Eligible states: not stated
Lookback rule: not stated (one Premium Savings cash bonus offer enrollment at a time)
Deadline: Nov 30, 2026
State note: Excludes non-U.S. residents and residents of any jurisdiction where the offer is not valid.

Source: us.etrade.com/promo/savings · Last verified Nov 1, 2026, 1:06 AM CT · How we estimate