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Percapita: up to $300 bonus

Percapita Cash Account (accounts provided by Sutton Bank) · Checking

AI summary Open a Cash Account and earn $25 for each month in your first year that you spend $300+ with the debit card.

Up to $300Advertised bonus

$300Estimated net bonus

$0Account feesno monthly fee stated

~375 daysHold period

Dec 31, 2026Ends

Janet read the fine print. By her math, no fees come out of this one.

No direct deposit needed.

Steps

Open a Cash Account
Earn $25 for each month in your first year that you spend $300+ with the debit card

Bank's terms

All details from the bank's page

Requirements: Be one of the first 7,000 new customers to open a Cash Account between Apr 16, 2025 and Dec 31, 2026. Earn $25 for each calendar month in your first year in which you spend $300+ with the Percapita Visa Debit Card (ATM cash, cash substitutes and money movement do not count). The account must have a balance above zero and stay open and active during each incentive month.
Account fees: Account fees: $0 (the bank states no monthly fee). Counted over 375 days (hold period, about 375 days).
Estimated net bonus: Estimated net bonus $300 ($300 minus $0 fees)
Hold period: Payments are earned each month of the first year; the account must stay open and active through each month you want to earn. For the estimate: about 375 days (12 incentive months plus up to 10 days for the last payment).
Estimated effective yield: No deposit has to stay in the account, so there is no estimated effective yield; the hold is how long the account must stay open.
Direct deposit: Not required – no direct deposit needed
Deposit / balance: $0 minimums (per page)
Time to complete: 365 days (as stated)
Payout: Within 10 days after each qualifying month ends
Keep open / early close: Must stay open and active (balance above zero) during each month you want to earn. No other early-close term stated.
Eligible states: not stated
Lookback rule: Must not have previously opened a Percapita Cash Account. Limited to the first 7,000 new customers.
Deadline: Dec 31, 2026

Source: www.percapita.com/en/earn300 · Last verified Nov 1, 2026, 1:07 AM CT · How we estimate

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