Home › Numerica Credit Union
Numerica Credit Union: $300 bonus
Bonus Checking + new membership (promo code MACQ1125) · Checking
AI summary Join Numerica, open Bonus Checking, use eStatements, and make 12+ card transactions a month for two months in a row.
$300Advertised bonus
$300Estimated net bonus
$0Account feesfee waived by meeting offer terms (per bank)
~101 daysHold period
Not statedEnds
Janet read the fine print. By her math, no fees come out of this one.
No direct deposit needed.
Steps
- Join Numerica
- Open Bonus Checking
- Use eStatements
- Make 12+ card transactions a month for two months in a row
All details from the bank's page
- Requirements
- Be a new Numerica member: open a membership account and a Bonus Checking account the same day with promo code MACQ1125. Within the first three months, meet the Bonus Checking qualifiers for two consecutive monthly cycles: 12+ debit or credit card transactions of $5+ that settle, and eStatements. You must be eligible for membership.
- Account fees
- Account fees: $0, fee waived by meeting offer terms (per bank). Paper statement fee: $3 a month × 3 – waived ($0 with eStatements, which the offer requires; the fee schedule lists no monthly maintenance fee). Counted over 101 days (hold period, about 101 days).
- Estimated net bonus
- Estimated net bonus $300 ($300 minus $0 fees)
- Hold period
- The bonus is deposited by the 10th of the month after three full calendar months from opening. For the estimate: about 101 days (paid by the 10th of the month after three full calendar months; counted from opening on Nov 1, 2026).
- Estimated effective yield
- No deposit has to stay in the account, so there is no estimated effective yield; the hold is how long the account must stay open.
- Direct deposit
- Not required – no direct deposit needed
- Deposit / balance
- $25 opening deposit
- Time to complete
- 90 days (as stated)
- Payout
- By the 10th of the month after three full calendar months from opening
- Keep open / early close
- Account must be in good standing to receive the bonus. No other early-close term stated.
- Eligible states
- not stated
- Lookback rule
- Not available to existing or former Numerica members. One bonus per tax ID number.
- Deadline
- not stated (credit union may end or change the offer at any time)
- State note
- Membership eligibility applies; the page does not list states.
Source: www.numericacu.com/300 · Last verified Nov 1, 2026, 1:10 AM CT · How we estimate
More: Numerica Credit Union · $300 to $499