Home › Truist
Truist: $500 bonus
Truist One Checking or Truist Marquee Checking · Checking
AI summary Open Truist One or Marquee Checking, get $2,000+ in direct deposits and make 20 debit card purchases within 120 days.
$500Advertised bonus
$500Estimated net bonus
$0Account feesfee waived by meeting offer terms (per bank)
~134 daysHold period
Feb 2, 2027Ends
Janet read the fine print. By her math, no fees come out of this one.
Steps
- Open Truist One or Marquee Checking
- Get $2,000+ in direct deposits
- Make 20 debit card purchases within 120 days
All details from the bank's page
- Requirements
- Open a new Truist One or Marquee Checking account from Jul 14, 2026 through Feb 2, 2027. Within 120 days of opening, receive 2+ qualifying direct deposits totaling $2,000+ and make 20+ qualifying debit card purchases.
- Account fees
- Account fees: $0, fee waived by meeting offer terms (per bank). Truist One monthly maintenance fee: $12 a month × 4 – waived ($0 with $500+ direct deposits per statement cycle, met by the offer's $2,000+ direct deposits). Counted over 134 days (hold period, about 134 days).
- Estimated net bonus
- Estimated net bonus $500 ($500 minus $0 fees)
- Hold period
- Requirements run 120 days from opening; the reward posts within 10 business days after that, and is forfeited if the account is closed at payout. For the estimate: about 134 days (120-day requirement window plus 10 business days to pay; open at payout).
- Estimated effective yield
- No deposit has to stay in the account, so there is no estimated effective yield; the hold is how long the account must stay open.
- Direct deposit
- Required (2+ deposits, $2,000+ total)
- Deposit / balance
- $50 (One) or $100 (Marquee) opening deposit
- Time to complete
- 120 days (as stated)
- Payout
- Within 10 business days after requirements are met and verified
- Keep open / early close
- Bonus is forfeited if the account has a $0 or negative balance, or is restricted or closed, at payout. No other early-close term stated.
- Eligible states
- Alabama, Arkansas, Florida, Georgia, Indiana, Kentucky, Maryland, Mississippi, North Carolina, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, District of Columbia
- Lookback rule
- Not for primary holders of an existing Truist personal checking account, or anyone who closed a Truist personal checking account on or after Jul 14, 2025.
- Deadline
- Feb 2, 2027
Source: www.truist.com/checking/lp/promos/open-checking · Last verified Nov 1, 2026, 1:09 AM CT · How we estimate
More: Truist · $500 and up