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Associated Bank: up to $600 bonus
Associated Access, Balanced or Choice Checking · Checking
AI summary Open Associated checking, get $500+ in direct deposits, and keep $1,000 to $10,000+ in on days 31 to 90.
Up to $600Advertised bonus
$600Estimated net bonus
$0Account feesno monthly fee stated
90 daysHold period
24.3%Estimated effective yield$600 on $10,000 for 90 days
Nov 30, 2026Ends
Janet read the fine print. By her math, no fees come out of this one.
Steps
- Open Associated checking
- Get $500+ in direct deposits
- Keep $1,000 to $10,000+ in on days 31 to 90
All details from the bank's page
- Requirements
- Open and fund a new personal checking account by Nov 30, 2026 ($25 Access, $100 Balanced or Choice). Receive recurring direct deposits totaling $500+ within 90 days. The bonus is set by the total average daily balance across your personal Associated deposit accounts on days 31-90: $1,000-$4,999.99 = $300; $5,000-$9,999.99 = $400; $10,000+ = $600.
- Account fees
- Account fees: $0 (the bank states no monthly fee for Access Checking). Counted over 365 days (keep open 12 months).
- Estimated net bonus
- Estimated net bonus $600 ($600 minus $0 fees)
- Hold period
- Bonus tier is set by your average daily balance on days 31-90 after opening, across your personal Associated deposit accounts. For the estimate: 90 days (opening through day 90).
- Estimated effective yield
- Estimated effective yield 24.3% ($600 on $10,000 for 90 days; tier: $10,000+ average balance, also needs $500+ direct deposits). Headline tier. Other tiers: 32.4% ($400 on $5,000; tier: $5,000-$9,999.99); 121.7% ($300 on $1,000; tier: $1,000-$4,999.99).
- Direct deposit
- Required ($500+ total recurring)
- Deposit / balance
- $25 or $100 opening deposit; $1,000+ average balance for a bonus
- Time to complete
- 90 days (as stated)
- Payout
- Within 120 days of opening
- Keep open / early close
- Account must remain open at least 12 months; if closed within 12 months, the bank may deduct the bonus before closing.
- Eligible states
- Iowa, Illinois, Indiana, Kansas, Michigan, Minnesota, Missouri, Nebraska, Ohio, Wisconsin
- Lookback rule
- Not for customers who received a new personal checking bonus within the last 24 months and have or had an Associated Bank checking account within the last 12 months. One per customer.
- Deadline
- Nov 30, 2026
- State note
- New customers opening online are limited to these states.
Source: www.associatedbank.com/yourmoneyworkshere?redir=growyourbonu · Last verified Nov 1, 2026, 1:05 AM CT · How we estimate
More: Associated Bank · $500 and up